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FraudGuardian

Preventing online fraud is easy with FraudGuardian. Fraud prevention is a necessity in the current state of world wide transactions and billing. FraudGuardian, in combination with ModernBill, can provide full order and provisioning automation based on business rules easily configured within the FraudGuardian module.

FraudGuardian API:

The FraudGuardian API will allow you to integrate real-time fraud scoring into your own order form or eCommerce software.

Below is a visual representation of the process the FraudGuardian API employs, in three simple steps.


FraudGuardian is already supported in the following software products: ATTN Software Developers: If you add FraudGuardian support to your software, please let us know and we will add you to the list above.

FraudGuardian API Parameters:
Parameters Values Description
i Required (123.123.123.123) IP address of the order
domain Required (domain.com) email domain of the prder
city Required credit card billing city
region Required credit card billing state or region
postal Required credit card billing zip or postal code
country Required (iso2) credit card billing country
login Required your account email address
pass Required your account password
do_whois Optional (1 or 0) if 1, a whois lookup will be performed on the email domain parameter
send_to Optional (email address) email address where the fraud score report will be sent to if different than login parameter
bin Optional [0-9]{6} first 6 digits of credit card; Visa and MasterCard only
output Required (score,cvs,xml) desired output of real-time score results:
'csv' = all data on a single line (except whois)
'score' = coming soon
'xml' = coming soon
email Optional (1 or 0) send full fraud score report via email to you
do_map Optional (1 or 0) if set, IP will be mapped and sent via email
var1-var7 Optional optional variables you may pass in and will be echoed back to you in the fraud score report only
Example API Syntax:
Your order form will accept and format the customer's information, then submit it to the FraudGuardian API.

http://www.example_url.com/example.php?i=12.215.198.169&domain=hotmail.com&city=Bellvue& region=WA&postal=39402&country=US&bin=400126&login=me@mydomain.com&pass=mypass&
do_whois=0& send_to=reports@mydomain.com&output=csv&email=1&do_map=1
Example API Response: (CSV Format)
The FraudGuardian response is sent in real-time back to your script. You can apply your own rules based on this response. Note that you will also receive a FULL fraud report via email with more detailed information.

error=;score=2.77;ipMatch=Yes;ipCountry=US;freeMail=Yes;anonProxy=No;binError=;
binMatch=Yes;binCountry=US
FraudGuardian API Response Parameters:
Parameters Values Description
error ERROR CODE error code if applicable
score 0-10 real-time fraud score on a scale of 0-10
ipMatch Yes or No does IP country match billing country
ipCountry iso2 country code of IP address
freeMail Yes or No is the email address from a free email service
anonProxy Yes or No is the IP address using an anonymous proxy
binError ERROR CODE error code if applicable to BIN number
binMatch Yes or No does BIN country match billing address
binCountry iso2 country code of BIN (credit card)

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